National Bank of Pakistan (NBP) reported after-tax profits of 23.3 billion rupees for the third quarter of 2025 (3QCY25), resulting in an increasing earnings per share (EPS) from last year’s 3.1 billion rupees to this year’s 10.83 rupees.
This record 9 months to 2015 profit of 66.4 billion recorded a year-on-year increase of 16 times, mainly driven by stronger spreads, lower interest expense and more non-funded income.
The bank’s net interest income hit Rs60.7bn in the 3QCY25 period, 74 per cent more than in the same period of last year. This trend was helped along by narrower spreads as well as a fall in interest expense.
So a big improvement in net interest margins (NIMs) of 4.04% was registered during our 3QCY25 that period, the highest level since 3QCY15.
